Seller’s Market or Buyer’s Market? What Frederick Homeowners & Buyers Need to Know Right Now.

When you’re thinking about buying or selling here in Frederick, the first question I hear consistently from clients is: “Which side of the market are we on?” As someone whose full-time focus is Frederick and its neighborhoods, let me walk you through exactly where we are — and what that means for you.

The Current Pulse

Over the past 12–18 months, Frederick County has seen home prices continue to rise — though not at the rocket-fuel pace of the pandemic years. According to recent data, the median home price has remained healthy and homes in good condition and priced correctly are moving quickly, sometimes within days. At the same time, inventories that were exceptionally low are beginning to tick upward. For example, one report shows listings up roughly 60 % year-over-year and days on market creeping upward (though still relatively short). 

That combination — rising but moderate prices + increasing inventory — signals we’re moving toward balance, but we’re not fully there yet. In other words, we are transitioning from a strong seller’s market toward a more neutral environment.

What it Means if You’re a Seller

If you’re thinking of listing your Frederick home, now is still a favorable environment — but the key word is favorable not wildly in your favor as it was two years ago. Homes priced accurately, staged well, and marketed correctly are getting offers quickly and often close to or above list. But sellers who overprice, delay repairs or neglect marketing are starting to see longer days on market and must be more flexible.

As your agent in Frederick, I’m laser-focused on ensuring your list price aligns with the market now (not 2021), optimizing for condition, and managing timing so you don’t stay on the sideline while the market shifts.

What it Means if You’re a Buyer

For buyers in Frederick, this is a good moment to step in. While you may still face competition in highly desirable neighborhoods, the pressure is easing compared to the “bidding-war” era. You have room to negotiate — for example, more time for inspections, fewer multiple-offer situations, and more opportunity to find value if you act decisively. Also, with more inventory coming, you get more choice.

My role is to help you move quickly, get connected to lenders early (pre-approval is essential), and target pockets of value.

My Bottom Line for us here in Frederick

So, to answer the question: yes — we are still tilted toward sellers in Frederick because inventory is still relatively tight and demand remains consistent..... but we are definitely moving toward a more balanced market. If you act properly — with the right pricing, condition, representation and timing — you can win, whether you’re selling or buying.

I’m here to help you interpret the local micro-markets (e.g., Urbana vs downtown Frederick vs rural spots), craft a strategy tailored to your goals, and make the move that’s right for you. If you’d like a personalized market snapshot for your home or area — let’s connect. You deserve an expert who lives and breathes Frederick real estate.

Cheers!

- Cory